Financial Literacy 10
Financial Literacy 10
Outcomes: FL10.1, FL10.2, TR101
Course onboarding, expectations, and how to access assignments.
How personal experiences influence financial decisions.
How culture, values, and community shape financial choices.
How Treaty relationships influence financial opportunities in Saskatchewan.
Bringing together personal, cultural, and Treaty-based perspectives.
How financial security connects to overall well-being.
How debt affects financial and mental well-being.
Risks related to gambling, online betting, VLTs, and high-interest loans.
Strategies to manage financial pressure and stay financially healthy.
Outcomes: FL10.3, FL10.4, TR101
Different types of banks, credit unions, virtual banks, and Indigenous institutions.
Savings accounts, chequing accounts, debit cards, and online banking.
Comparing major banks and Indigenous-led financial institutions.
Loans, credit cards, payment tools, and banking services.
Interest rates, payment plans, and responsible use of borrowing.
Wages, salaries, commissions, pay stubs, deductions, and overtime.
Income tax, deductions, filing basics, and the purpose of taxation.
Outcomes: FL10.5, FL10.6
Needs, wants, expenses, and the purpose of budgeting.
Building a realistic personal budget with justification.
Budgeting for major purchases and life transitions.
Short-term and long-term saving, emergency funds, and saving habits.
Including Indigenous perspectives on sharing, saving, and community-based financial values.
Outcomes: FL10.7, FL10.8, TR101, TPP104
Types of investments such as GICs, stocks, bonds, mutual funds, and ETFs.
Risk tolerance, diversification, and First Nations participation in resource development.
Credit cards, loan types, interest, and responsible borrowing.
Credit scores, accessing credit for the first time, and borrowing responsibly.
Outcome: FL10.9
Safe data practices, passwords, document storage, and privacy.
Common scams, phishing, identity theft, and how to respond to fraud.
Outcome: FL10.10, TR101
Lifestyle expectations, priorities, and financial alignment.
Career research, income expectations, and Treaty-related opportunities.
Retirement, insurance, family goals, and long-term financial wellness.
Full application of budgeting knowledge.
Comparing institutions, products, and opportunities.
Protecting assets, understanding risks, and making safer choices.
A complete personal plan combining goals, career, lifestyle, and financial decisions.